Although, this is not a first I would want for any of our other RVing friends.
We left Campbellsville, Kentucky on Monday afternoon and traveled about 140 miles to Nashville. We had made an appointment for some minor repairs at the same place that replaced our EMS board last spring. Since it was going to be freezing on Monday night, we opted to go into an RV park (something we never do when just traveling). Our appointment was for Tuesday morning and we only had to go next door. We dropped the motorhome off and went to breakfast and then came back to the RV park’s rec room to wait. They finished the repairs at about 1 and we debated on staying one more night or making the drive to Jackson about 120 miles from Nashville.
On the road we went, but only got about 20 miles down the road. Ed heard a commotion behind us and looked in the mirror just in time to see a white car come across all the lanes and hit our tow vehicle. He caught us on the rear left tire. Thankfully no one was hurt.
We have 2 separate insurance policies. One company insures our car and another insures our motorhome. When we first thought about full timing in the RV, we were advised to keep the insurances separate because if we had a accident in the car, the insurance on the motorhome wouldn’t go up also. How many other RV’ers are insured this way? We never thought about the tow package. We found out today we could have added that to the car insurance, but for now it’s too late. The tow package is also going to have to be replaced. It’s been compromised and we just don’t trust it now. We may need to fight it out with the other guys insurance to get that fixed. The adjuster also said we should ask for loss of use and the fees we are paying to the campground.
So for now, we are settled into the RV park. We stopped at Wal-Mart and stocked up on food. Probably more than we actually need, but without a car it will be a pain to go to the store.
We left Campbellsville, Kentucky on Monday afternoon and traveled about 140 miles to Nashville. We had made an appointment for some minor repairs at the same place that replaced our EMS board last spring. Since it was going to be freezing on Monday night, we opted to go into an RV park (something we never do when just traveling). Our appointment was for Tuesday morning and we only had to go next door. We dropped the motorhome off and went to breakfast and then came back to the RV park’s rec room to wait. They finished the repairs at about 1 and we debated on staying one more night or making the drive to Jackson about 120 miles from Nashville.
On the road we went, but only got about 20 miles down the road. Ed heard a commotion behind us and looked in the mirror just in time to see a white car come across all the lanes and hit our tow vehicle. He caught us on the rear left tire. Thankfully no one was hurt.
We have 2 separate insurance policies. One company insures our car and another insures our motorhome. When we first thought about full timing in the RV, we were advised to keep the insurances separate because if we had a accident in the car, the insurance on the motorhome wouldn’t go up also. How many other RV’ers are insured this way? We never thought about the tow package. We found out today we could have added that to the car insurance, but for now it’s too late. The tow package is also going to have to be replaced. It’s been compromised and we just don’t trust it now. We may need to fight it out with the other guys insurance to get that fixed. The adjuster also said we should ask for loss of use and the fees we are paying to the campground.
So for now, we are settled into the RV park. We stopped at Wal-Mart and stocked up on food. Probably more than we actually need, but without a car it will be a pain to go to the store.
